Building your super balance

Summary What’s the difference between making a concessional contribution and a non-concessional contribution? Content What’s the difference between making a concessional contribution and a non-concessional contribution? There are two types of contributions that can be made to your super account, concessional contributions and non-concessional contributions: 1. Concessional contributions include compulsory Read more…

Spotlight on SMSFs

Summary Australians who want greater control of how their retirement savings are invested are increasingly exploring the option of setting up their own self-managed super fund (SMSF). The freedom of putting yourself in the driver’s seat for your super has made SMSFs the fastest growing sector of the super industry. Read more…

Are you over 30? You need to read this…

Summary Superannuation is, and will continue to be, a hot topic in the financial advice industry. No matter what your age, once you begin your working life superannuation should be in the back of your mind, but MoneyTalk magazine have uncovered some confronting statistics that it’s worth thinking about if Read more…

The Downsizer Measure

Summary As part of the 2017-2018 Budget, the Governement announced the downsizer package to reduce pressure on housing affordability in Australia. From 1 July 2018, if you are 65 years old or older and meet the eligibility requirements, you may be able to choose to make a downsizer contribution into Read more…