Summary Investors’ decisions – both conscious and subconscious – have an important bearing on their long-term wealth. In this article, we examine the power of compounding. Content Investors’ decisions – both conscious and subconscious – have an important bearing on their long-term wealth. In this article, we examine the power Read more…
Summary What’s the difference between making a concessional contribution and a non-concessional contribution? Content What’s the difference between making a concessional contribution and a non-concessional contribution? There are two types of contributions that can be made to your super account, concessional contributions and non-concessional contributions: 1. Concessional contributions include compulsory Read more…
Summary We are writing to you to let you know that you may receive a letter from your superannuation fund trustee. We ask that you please do not ignore this letter. Content We are writing to you to let you know that you may receive a letter from your superannuation Read more…
Summary The following article was originally published by IOOF. Many of us save and plan for retirement, with our main focus on ensuring we have enough money to live the type of lifestyle that we want. Although this is an important aspect of planning ahead, another key consideration is planning Read more…
Summary Overseas holidays, new cars and having the latest technology aren’t considered luxuries anymore, but are standard lifestyle expectations of the new ‘average’ Australian, according to new research by MLC, the Australia today report. Content Overseas holidays, new cars and having the latest technology aren’t considered luxuries anymore, but are Read more…
Summary How much you can afford to spend in retirement is determined by a number of different factors including investment markets, your super balance and lifestyle. But is there more you can do to help yourself have a better retirement? Understanding your expected spending patterns and ensuring you have an Read more…
Summary It’s a tough life for today’s average Australian…or so they think…The Australia Today report, conducted by IPSOS, assesses the lifestyle, financial security and retirement plans of 2000 Australians. Content It’s a tough life for today’s average Australian…or so they think… The Australia Today report, conducted by IPSOS, assesses the lifestyle, financial Read more…
Summary Superannuation is, and will continue to be, a hot topic in the financial advice industry. No matter what your age, once you begin your working life superannuation should be in the back of your mind, but MoneyTalk magazine have uncovered some confronting statistics that it’s worth thinking about if Read more…
Summary They say there’s no place like home, but as we get older and perhaps face health issues, looking after ourselves and our homes can be stressful – in both practical and financial terms. Infocus can help you navigate the personal and financial decisions ahead to plan a future that Read more…
Summary If you haven’t checked the beneficiary details on your super lately, you might be surprised about what happens to your benefits if you die prematurely. By the time you retire, your super balance is probably going to be one of your biggest assets. For some people it could even Read more…