Making insurance affordable for you

Summary Having inadequate life insurance cover can result in unexpected financial pressures which on top of a serious heath event can put significant strain on families at an already difficult time. Misunderstanding their finances is one of the main reasons Australians fail to protect themselves and their families. Often people Read more…

Is there more to investing than property?

Summary Many Australians like to invest in property. However, property is not the only investment option out there. It is important to think about diversification – spreading your investments across a range of assets, markets and industries. There’s no question that property can be a great investment, it can provide Read more…

The Asset Allocation Decision

Summary One of the first decisions to be made in structuring your investment portfolio is what its asset allocation should be. You need to decide on the types of securities in which you should invest and the percentage of your investment funds to invest in each. Note that this doesn’t Read more…

How to set your goals

Summary Whenever the term financial advice is mentioned it is commonly associated with an individual’s financial goals. Whether you have a type of ‘Christmas list’ as long as your arm of things that you’d like to buy, or perhaps you’ve never really thought about it and just buy what you Read more…

Do you know your money personality?

Summary A recent study conducted by the Leeds University Union has identified that there are four key personality types that people can be classed into in regards to how they manage their money. Take a moment to read through the four descriptions below and map out which personality you fit Read more…

Money Management Basics

Summary Spending money seems to be easy for most people. Saving money, not so much. Saving seems to be an acquired skill, but the time you devote to it is time well spent. Good money management will enable even those with modest incomes to achieve financial security. Of course, being Read more…