Summary If you rely on your investments for income, an important aspect of managing your portfolio is cash flow. Correctly structured cash flow is critical, so let’s have a look at what you might need to think about. Content If you rely on your investments for income, an important aspect Read more…
Summary The following article was originally published by IOOF. Many of us save and plan for retirement, with our main focus on ensuring we have enough money to live the type of lifestyle that we want. Although this is an important aspect of planning ahead, another key consideration is planning Read more…
Summary One of the most important steps you can take on the road to financial security is to prepare a sustainable budget beforehand. This will help give you the foundation you need to build an effective financial plan that is realistic, achievable and tailored to your own individual circumstances. Content Read more…
Summary No one knows what’s around the corner. It’s a fact of life that every day, Australians just like you are faced with life-changing tragedy. An unexpected death, a serious health crisis or a debilitating accident don’t just come with a high emotional cost, they can have a serious and Read more…
Summary What does financial success look like for you? Everyone has different hopes and dreams, but one thing shared by every individual goal is the need for a plan to make it happen. Whether you’re looking to save for an overseas holiday next year or you’re working towards a retirement Read more…
Summary One of the first decisions to be made in structuring your investment portfolio is what its asset allocation should be. You need to decide on the types of securities in which you should invest and the percentage of your investment funds to invest in each. Note that this doesn’t Read more…
Summary A recent study conducted by the Leeds University Union has identified that there are four key personality types that people can be classed into in regards to how they manage their money. Take a moment to read through the four descriptions below and map out which personality you fit Read more…
Summary It seems not too many days pass in the Australian media without a debate on the savings habits of the younger generation. This seemed to reach fever pitch when last year an article suggested that giving up the café lifestyle such as expensive lunch orders with smashed avocado, can Read more…
Summary Australians are very happy people. According to the World Happiness Report 2017, we rate number nine in the world. Aussies are blissfully buoyed by a high GDP, as well as social support and freedom to make life choices. According to another measure of happiness not mentioned in the report Read more…
Summary Over 60s are reinventing themselves with postgraduate study and new careers. Instead of moving into old age, today’s sixty-somethings are entering their “renewal age”: a life phase geared towards re-energising, re-educating and for many, taking a new career direction. Content Over 60s are reinventing themselves with postgraduate study and Read more…