Summary Life Insurance – you’ve most definitely heard about it, considered it’s importance and then perhaps told yourself you’ll have a look into it at a later date. The reality is that not many individuals actually act upon this thought process, life insurance is an invaluable asset that provides protection Read more…
Summary The word superannuation naturally leads people to think of their retirement, as that’s what super is built for and it is at around the age of 65 and over that superannuation funds will finally be put to use. However, just because accessing your super may seem like a long Read more…
Summary Australians who want greater control of how their retirement savings are invested are increasingly exploring the option of setting up their own self-managed super fund (SMSF). The freedom of putting yourself in the driver’s seat for your super has made SMSFs the fastest growing sector of the super industry. Read more…
Summary Most people recognise the importance of regular health checks to manage their personal health and well-being. As with personal health checks, a regular financial health check is important to identify areas of your finances that are in good shape and areas that may need improvement. Please take a few Read more…
Summary Having inadequate life insurance cover can result in unexpected financial pressures which on top of a serious heath event can put significant strain on families at an already difficult time. Misunderstanding their finances is one of the main reasons Australians fail to protect themselves and their families. Often people Read more…
Summary Many Australians like to invest in property. However, property is not the only investment option out there. It is important to think about diversification – spreading your investments across a range of assets, markets and industries. There’s no question that property can be a great investment, it can provide Read more…
Summary When it comes to investing, market volatility is to be expected despite common perceptions money can be, and is still made in the share market despite its volatile nature. Content When it comes to investing, market volatility is to be expected despite common perceptions money can be, and is Read more…
Summary What would you and your family do if your car was damaged and you couldn’t drive for a few months? You might borrow somebody else’s car, walk to work instead or hire a car until your car was fixed. Content What would you and your family do if your Read more…
Summary One of the first decisions to be made in structuring your investment portfolio is what its asset allocation should be. You need to decide on the types of securities in which you should invest and the percentage of your investment funds to invest in each. Note that this doesn’t Read more…
Summary A recent study conducted by the Leeds University Union has identified that there are four key personality types that people can be classed into in regards to how they manage their money. Take a moment to read through the four descriptions below and map out which personality you fit Read more…