Your story is important.

We all come from different places with varying ideals, our own beliefs, and a set of unique needs to support our present and our future.

As a family business, we are able to focus more on you and your story rather than meeting corporate deadlines. That is why we believe that Ken Ramsay, a family man, is well suited to help you navigate through your aged care needs.

You are not alone.

Whether you have a partner, friends or family close by, you can be at peace knowing others will walk the journey with you. You will find very quickly that the decision making process is clearly laid out for you in a simple and easy to understand format with Ken nearby to answer your questions.

The process is simple.

You are in control the whole time. Our advisers thoroughly professional and always hold your interests as the priority.
The process is simple, however there can be a lot for you to understand.

With the involvement of your family members it can seem like a great deal of information for everyone to take in.
Our team regularly assist with extended families and no matter what arises, we pride ourselves on finding the best way through for all involved, especially you.

To speak with one of our Financial Planners about Aged Care Planning, please call (07) 5456 1355.


Moving into an aged care facility, whether a retirement village or nursing home, does not need to be a financial burden to you or your family. Our professional advisers will help plan a budget that suits your requirements.


Whatever your goals, you are much more likely to achieve them with the help of professional financial advice. We take the time to understand your goals and time frames, and then put it all together into a plan just for you.


Our financial advisers are well trained to understand the complex nature of aged care, this includes helping you understand the difference between needing to pay full price upfront for your residence or a reduced amount until you leave.

Your first appointment is free.

To find out how best we can serve you, call us to make a no obligation free appointment at our office in Sippy Downs – (07) 5456 1355.

Our staff and facility

Ken is good at what he does, and with the team behind him here in the office, he has a wide range of assistance.
The office here in Sippy Downs is conveniently located with ample parking at the door, including easy access for those in wheelchairs or walking assistance frames – click here to view the office on Google Maps.

Our wide hallway and generous air-conditioned rooms will be a welcome relief on a busy day.

Invest4Life Pty Ltd is a consultancy company specialising in all facets of financial planning.
The humble beginnings of Invest4life were in Emerald, a mining hub of Queensland, and in 2002 the company relocated to the Sunshine Coast where we have grown into a select financial planning business with a proven record of excellence and innovation.

We are committed to obtaining a full understanding of our client’s unique needs and tailoring our advice to maximise the benefits of all available opportunities and strategies.

Ken Ramsay
Director – Financial Planner – Justice of the Peace
Ken Ramsay is our senior Financial Planner and business founder. A passion for assisting those looking towards retirement and aged care drives Ken to continue.
Ken’s success and knowledge is shared by all his clients as he continues to work hard.

In 2015 Ken was awarded the prestigious honor of being named Financial Adviser of the year with Australian Unity.

A testament to his work ethic, this award followed two previous years (2013, 2014) as the #1 Adviser for Australian Unity.

Helpful Links

To speak with one of our Financial Planners about Aged Care Planning or to make an appointment, please call (07) 5456 1355.