Summary With interest rates at historically low levels, thousands of mortgage holders are able to pay off their homes faster; but interest rate movements mean different things to different people. Content With interest rates at historically low levels, thousands of mortgage holders are able to pay off their homes faster; Read more
Summary The following article was originally published by IOOF. Many of us save and plan for retirement, with our main focus on ensuring we have enough money to live the type of lifestyle that we want. Although this is an important aspect of planning ahead, another key consideration is planning Read more
Summary One of the most important steps you can take on the road to financial security is to prepare a sustainable budget beforehand. This will help give you the foundation you need to build an effective financial plan that is realistic, achievable and tailored to your own individual circumstances. Content Read more
Summary No one knows what’s around the corner. It’s a fact of life that every day, Australians just like you are faced with life-changing tragedy. An unexpected death, a serious health crisis or a debilitating accident don’t just come with a high emotional cost, they can have a serious and Read more
Summary What does financial success look like for you? Everyone has different hopes and dreams, but one thing shared by every individual goal is the need for a plan to make it happen. Whether you’re looking to save for an overseas holiday next year or you’re working towards a retirement Read more
Summary Nobody knows what’s around the corner. That’s why the best time to think about planning your estate is right now. While writing a Will is an essential part of the process, there’s so much more to estate planning that can ensure your wishes will be fulfilled exactly the way Read more
Summary Life Insurance – you’ve most definitely heard about it, considered it’s importance and then perhaps told yourself you’ll have a look into it at a later date. The reality is that not many individuals actually act upon this thought process, life insurance is an invaluable asset that provides protection Read more
Summary The word superannuation naturally leads people to think of their retirement, as that’s what super is built for and it is at around the age of 65 and over that superannuation funds will finally be put to use. However, just because accessing your super may seem like a long Read more
Summary Australians who want greater control of how their retirement savings are invested are increasingly exploring the option of setting up their own self-managed super fund (SMSF). The freedom of putting yourself in the driver’s seat for your super has made SMSFs the fastest growing sector of the super industry. Read more
Summary Most people recognise the importance of regular health checks to manage their personal health and well-being. As with personal health checks, a regular financial health check is important to identify areas of your finances that are in good shape and areas that may need improvement. Please take a few Read more