Summary Having inadequate life insurance cover can result in unexpected financial pressures which on top of a serious heath event can put significant strain on families at an already difficult time. Misunderstanding their finances is one of the main reasons Read more…
Summary Many Australians like to invest in property. However, property is not the only investment option out there. It is important to think about diversification – spreading your investments across a range of assets, markets and industries. There’s no question Read more…
Summary When it comes to investing, market volatility is to be expected despite common perceptions money can be, and is still made in the share market despite its volatile nature. Content When it comes to investing, market volatility is to Read more…
Summary What would you and your family do if your car was damaged and you couldn’t drive for a few months? You might borrow somebody else’s car, walk to work instead or hire a car until your car was fixed. Read more…
Summary One of the first decisions to be made in structuring your investment portfolio is what its asset allocation should be. You need to decide on the types of securities in which you should invest and the percentage of your Read more…
Summary Whenever the term financial advice is mentioned it is commonly associated with an individual’s financial goals. Whether you have a type of ‘Christmas list’ as long as your arm of things that you’d like to buy, or perhaps you’ve Read more…
Summary A recent study conducted by the Leeds University Union has identified that there are four key personality types that people can be classed into in regards to how they manage their money. Take a moment to read through the Read more…
Summary Spending money seems to be easy for most people. Saving money, not so much. Saving seems to be an acquired skill, but the time you devote to it is time well spent. Good money management will enable even those Read more…
Summary If you have a managed fund, sold an investment property or sold shares in Australia anytime over the past three decades, you would have had to declare capital gains on your tax return in the financial year that you Read more…
Summary It seems not too many days pass in the Australian media without a debate on the savings habits of the younger generation. This seemed to reach fever pitch when last year an article suggested that giving up the café Read more…