Summary Many Australians like to invest in property. However, property is not the only investment option out there. It is important to think about diversification – spreading your investments across a range of assets, markets and industries. There’s no question that property can be a great investment, it can provide Read more…
Summary When it comes to investing, market volatility is to be expected despite common perceptions money can be, and is still made in the share market despite its volatile nature. Content When it comes to investing, market volatility is to be expected despite common perceptions money can be, and is Read more…
Summary What would you and your family do if your car was damaged and you couldn’t drive for a few months? You might borrow somebody else’s car, walk to work instead or hire a car until your car was fixed. Content What would you and your family do if your Read more…
Summary One of the first decisions to be made in structuring your investment portfolio is what its asset allocation should be. You need to decide on the types of securities in which you should invest and the percentage of your investment funds to invest in each. Note that this doesn’t Read more…
Summary A recent study conducted by the Leeds University Union has identified that there are four key personality types that people can be classed into in regards to how they manage their money. Take a moment to read through the four descriptions below and map out which personality you fit Read more…
Summary Spending money seems to be easy for most people. Saving money, not so much. Saving seems to be an acquired skill, but the time you devote to it is time well spent. Good money management will enable even those with modest incomes to achieve financial security. Of course, being Read more…
Summary If you have a managed fund, sold an investment property or sold shares in Australia anytime over the past three decades, you would have had to declare capital gains on your tax return in the financial year that you sold your assets. Content If you have a managed fund, Read more…
Summary Financial circumstances almost always change as a result of a divorce. Inevitably, some expenses will no longer be shared, such as the roof over your head. These tax and benefit options can lighten your financial load. Content Financial circumstances almost always change as a result of a divorce. Inevitably, Read more…
Summary The looming statistic that states 69% of us set New Year’s resolutions and yet only 8% achieve them is not surprising. However, it is never too late to finish what we started, whether it is to look after ourselves better, take more photographs or spend more time with our Read more…