Our Approach

May 23, 2014

Call Invest4Life on (07) 5456 1355

Effective financial solutions

The key to a secure financial future is planning, yet few people have either the knowledge or the time to prepare a proper plan themselves. This is where Invest4life can help.

Invest4life is dedicated to delivering results.

Invest4life’s business is structured to deliver the best, most effective financial solutions to our clients which will have a positive impact on their lives. We operate closely with our clients to provide the best resources for their needs, whether they are corporate or strictly local business.

We are distinguished by the strong relationships which are developed with our clients and have proven experience of over 15 years of planning and managing our client portfolios.

The importance of financial planning

Planning

Everyone has financial goals and objectives. You may want to provide for your children’s education, pay off your mortgage, establish a family trust, use negative or positive gearing strategies, receive advice on salary packaging, or implement a tax-effective investment strategy.

Whatever your goals, you are much more likely to achieve them with the help of professional financial advice. With the globalisation of financial markets and the increasing complexity of superannuation, it is becoming very difficult to manage your personal finances on your own.

Invest4life is a team of experienced professional financial advisers dedicated to providing sound financial advice to enable you to achieve financial security and a comfortable retirement. Our financial advisers’ advice and recommendations are the result of a logical six step financial planning process.

Our Process

  • Collect data

The starting point is to clarify your current situation. This means gathering data on your income, liabilities, cash flow, debt levels, taxation, insurance, superannuation, other investments, investment risk tolerance and lifestyle preferences.

  • Identify goals and objectives

You must set short, medium and long-term financial objectives before we can prepare a workable financial plan.

  • Develop a strategy

The difference between where you are now and where you want to be will determine the investment strategies and investment products recommended for your financial plan.

  • Prepare a financial plan

Your financial plan is a written document that combines investment strategies and products into a blueprint that will guide you toward your financial objectives.

  • Implement the plan

Once the plan is finalised, the recommendations are implemented. This usually involves purchasing investments and working with any other third-party professionals who have a role in the plan such as accountants, tax agents or solicitors.

  • Review the plan

Your personal circumstances and the external environment constantly change so your plan should be reviewed at least yearly.